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Waiting until everything is "perfect" before starting your financial plan? Here are some reasons that might not be the best idea. Delaying the purchase of life insurance and the decision to work with a financial planner can have devastating financial and emotional consequences for parents of children with special needs. Due to the lifelong nature of care required and the complexity of preserving government benefits, proactive financial planning is not a luxury, but a critica

You're ready to buy an insurance policy, but you feel a bit uneasy embarking into the insurance world. After all, the language can be technical, and you're wary of insurance agents throwing sales pitches at you. Whether you're buying an auto policy, a homeowners policy, a life insurance policy, or some other type of policy, here are some general tips to help you tread the insurance waters.

If you have a child with disabilities, it is crucial to set money aside for the child’s future. At the same time, you need to consider your child’s access to public benefit programs such as Medicaid and Supplemental Security Income (SSI), as well as the state and federal tax implications. The two major vehicles to accomplish these goals, ABLE accounts and special needs trusts (SNTs), each have their advantages and limitations. Using them in tandem may be the optimal strat

Congratulations, you did it.  You sold your business.  And in a weird quirk of fate, you are probably more busy now than when you owned the company outright.  You might even have to continue running the business for years until you can receive the full “earn out” you are due from sale.  So now what?  Just keep doing everything you did as an owner, only for someone else? Absolutely not.